/* SYT & CO — site styles (navy blue #123a63 + amber #f3a62c) */
@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600;700;800&display=swap');
:root{
  --navy:#123a63;--navy-2:#1d5a92;--navy-3:#2b7cbf;
  --gold:#f3a62c;--gold-2:#d98f1f;
  --ink:#1b2733;--muted:#5b6b7a;--line:#e4e9ee;
  --bg:#fff;--bg-soft:#f6f8fa;--bg-soft2:#e8eef6;
  --radius:12px;--shadow:0 8px 30px rgba(18,58,99,.08);--shadow-sm:0 2px 10px rgba(18,58,99,.06);
  --sans:'Poppins',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Arial,'PingFang SC','Microsoft YaHei',sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.6;font-size:16px}
h1,h2,h3{color:var(--navy);line-height:1.25;font-weight:800}
a{color:var(--navy);text-decoration:none}
img{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
.btn{display:inline-block;background:var(--gold);color:#fff;padding:12px 22px;border-radius:8px;font-weight:700;border:none;cursor:pointer;transition:.2s;font-size:15px}
.btn:hover{background:var(--gold-2);color:#fff}
.btn-ghost{background:transparent;color:var(--navy);border:1.5px solid var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-wa{background:#25d366}.btn-wa:hover{background:#1eb257;color:#fff}

/* top bar */
.topbar{background:var(--navy);color:#cdd8e3;font-size:13px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;min-height:38px;gap:12px;flex-wrap:wrap}
.topbar a{color:#cdd8e3}.topbar a:hover{color:#fff}

/* header */
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.navrow{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:10px}
.brand .name{font-weight:800;color:var(--navy);font-size:23px;line-height:1.05}
.brand .sub{font-size:11px;color:var(--muted);letter-spacing:.8px;text-transform:uppercase}
nav ul{list-style:none;display:flex;gap:2px;align-items:center;flex-wrap:wrap}
nav a.tab{font-size:15px;color:var(--ink);padding:9px 12px;border-radius:7px;font-weight:500}
nav a.tab:hover{background:var(--bg-soft2);color:var(--navy)}
nav a.tab.active{color:var(--navy);font-weight:700;background:var(--bg-soft2)}
.langbox{display:flex;gap:2px;border:1px solid var(--line);border-radius:8px;overflow:hidden;margin-left:8px}
.langbox a{padding:7px 10px;font-size:12.5px;color:var(--muted);font-weight:700}
.langbox a.on{background:var(--navy);color:#fff}
.menubtn{display:none;background:none;border:none;font-size:26px;cursor:pointer;color:var(--navy)}

/* sections */
section{padding:60px 0}
.eyebrow{color:var(--gold-2);font-weight:700;letter-spacing:1.5px;text-transform:uppercase;font-size:12.5px;margin-bottom:12px}
h2.big{font-size:31px;margin-bottom:14px}
.lead{color:var(--muted);font-size:18px;max-width:680px}
.center{text-align:center}.center .lead{margin:0 auto}
.soft{background:var(--bg-soft)}

/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 55%,var(--navy-3) 100%);color:#fff;padding:76px 0 70px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(243,166,44,.22),transparent 70%)}
.hero h1{color:#fff;font-size:42px;line-height:1.15;max-width:760px}
.hero p{color:#d7e2ee;font-size:19px;max-width:620px;margin:20px 0 30px}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:32px}
.badge{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);padding:8px 14px;border-radius:30px;font-size:13.5px;color:#eaf1f8}

/* trust strip */
.trust{background:var(--bg-soft);border-bottom:1px solid var(--line);padding:22px 0}
.trust .wrap{display:flex;gap:26px;justify-content:center;flex-wrap:wrap;text-align:center}
.trust .t{font-size:14px;color:var(--muted)}
.trust .t b{display:block;color:var(--navy);font-size:24px;font-weight:800}

/* grids/cards */
.grid{display:grid;gap:22px}
.g4{grid-template-columns:repeat(4,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow-sm);transition:.2s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.card .ic{width:46px;height:46px;border-radius:10px;background:var(--bg-soft2);display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:14px}
.card h3{font-size:19px;margin-bottom:8px}
.card p{color:var(--muted);font-size:14.5px}

/* problem-solution */
.psrow{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.ps{background:#fff;border:1px solid var(--line);border-radius:10px;padding:20px;font-size:14.5px;color:var(--muted)}
.ps b{color:var(--navy);display:block;margin-bottom:6px;font-size:15.5px}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:34px}
.step{text-align:center}
.step .n{width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:22px;font-weight:800;margin:0 auto 14px}
.step h3{font-size:17px;margin-bottom:6px}.step p{color:var(--muted);font-size:14px}

/* testimonials */
.tgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:34px}
.quote{background:#fff;border:1px solid var(--line);border-radius:12px;padding:24px;box-shadow:var(--shadow-sm)}
.quote .stars{color:var(--gold);margin-bottom:10px;letter-spacing:2px}
.quote p{font-size:14.5px;color:var(--ink);font-style:italic}
.quote .who{margin-top:14px;font-weight:700;color:var(--navy);font-size:14px}
.quote .co{color:var(--muted);font-size:13px;font-weight:400;font-style:normal}

/* fees */
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:10px}
.plan{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;text-align:center;box-shadow:var(--shadow-sm)}
.plan.feat{border:2px solid var(--gold);position:relative}
.plan.feat:before{content:"POPULAR";position:absolute;top:-11px;left:50%;transform:translateX(-50%);background:var(--gold);color:#fff;font-size:11px;font-weight:700;padding:3px 12px;border-radius:20px;letter-spacing:1px}
.plan h3{font-size:20px}.plan .amt{font-size:34px;color:var(--navy);margin:8px 0 2px;font-weight:800}
.plan .per{font-size:13px;color:var(--muted)}
.plan ul{list-style:none;text-align:left;margin:18px 0;font-size:14px}
.plan li{padding:7px 0;border-bottom:1px dashed var(--line);color:var(--muted)}
.plan li:before{content:"\2713 ";color:var(--gold-2);font-weight:700}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);font-size:14.5px}
th,td{text-align:left;padding:13px 16px;border-bottom:1px solid var(--line)}
th{background:var(--navy);color:#fff;font-weight:600}
tr:last-child td{border-bottom:none}
td.price{font-weight:700;color:var(--navy);white-space:nowrap}
.note-inline{font-size:13px;color:var(--muted);margin-top:10px;font-style:italic}
.pill{display:inline-block;background:var(--bg-soft2);color:var(--navy);font-size:12px;font-weight:700;padding:3px 10px;border-radius:20px}

/* library */
.libgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:12px}
.post-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);display:flex;flex-direction:column}
.post-card .thumb{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:22px;display:flex;flex-direction:column;gap:6px}
.post-card .thumb .src{font-size:22px;font-weight:800}
.post-card .thumb .dt{font-size:12px;color:#cdd8e3}
.post-card .body{padding:20px;flex:1;display:flex;flex-direction:column}
.post-card .tag{font-size:11px;font-weight:700;letter-spacing:.5px;text-transform:uppercase;color:var(--gold-2)}
.post-card h3{font-size:18px;margin:6px 0 8px}
.post-card p{color:var(--muted);font-size:14px;flex:1}
.post-card .more{color:var(--navy);font-weight:700;font-size:14px;margin-top:12px}
.article{max-width:800px;margin:0 auto}
.article h1{font-size:30px;margin-bottom:10px}
.article .meta{color:var(--muted);font-size:13.5px;margin-bottom:24px}
.article h2{font-size:21px;margin:24px 0 8px}
.article p{margin:12px 0;color:#33404d}
.article ol,.article ul{margin:12px 0 12px 22px;color:#33404d}
.article li{margin:6px 0}
.article .disc{font-size:13px;color:var(--muted);font-style:italic;border-top:1px solid var(--line);margin-top:26px;padding-top:16px}

/* faq */
.faq{background:#fff;border:1px solid var(--line);border-radius:var(--radius);margin-bottom:12px;overflow:hidden;box-shadow:var(--shadow-sm)}
.faq summary{padding:18px 22px;cursor:pointer;font-weight:700;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:14px}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";color:var(--gold);font-size:22px;line-height:1}
.faq[open] summary:after{content:"\2212"}
.faq .a{padding:0 22px 20px;color:var(--muted)}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:34px}
.field{margin-bottom:16px}
.field label{display:block;font-size:13.5px;font-weight:700;color:var(--navy);margin-bottom:6px}
.field input,.field textarea,.field select{width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:8px;font-family:var(--sans);font-size:15px}
.infoline{display:flex;gap:12px;align-items:flex-start;margin-bottom:18px}
.infoline .i{width:40px;height:40px;border-radius:9px;background:var(--bg-soft2);display:flex;align-items:center;justify-content:center;font-size:19px;flex-shrink:0}
.infoline b{color:var(--navy);display:block;font-size:14px}
.infoline span{color:var(--muted);font-size:14px}

/* footer */
footer{background:var(--navy);color:#c3d0dd;padding:52px 0 26px;margin-top:20px}
footer h4{color:#fff;font-size:14px;letter-spacing:.5px;margin-bottom:14px;text-transform:uppercase}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1.4fr;gap:30px}
footer a{color:#c3d0dd;display:block;padding:4px 0;font-size:14px}
footer a:hover{color:var(--gold)}
.fname{color:#fff;font-size:20px;font-weight:800;margin-bottom:8px}
.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:20px;font-size:13px;color:#93a6b8;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}

/* floating whatsapp */
.wafloat{position:fixed;left:20px;bottom:20px;z-index:1000;background:#25d366;color:#fff;width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:28px;box-shadow:0 6px 20px rgba(0,0,0,.25);text-decoration:none;transition:.2s}
.wafloat:hover{transform:scale(1.08);color:#fff}

.ph{background:#fff8e1;border:1px solid #f0d98a;color:#7a5c00;font-size:12.5px;padding:3px 8px;border-radius:5px;font-style:normal}

@media(max-width:900px){
  .g4,.psrow,.steps{grid-template-columns:1fr 1fr}
  .g3,.libgrid,.tgrid{grid-template-columns:1fr}
  .g2,.contact-grid,.plans,.fgrid{grid-template-columns:1fr}
  nav ul{display:none}
  .menubtn{display:block}
  nav.open ul{display:flex;flex-direction:column;position:absolute;top:72px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:10px 22px;gap:2px;align-items:stretch}
  .hero h1{font-size:31px}
}
@media(max-width:560px){.g4,.psrow,.steps{grid-template-columns:1fr}}

/* Clickable service cards + service detail pages */
a.card,a.svc-card{display:block;text-decoration:none;color:inherit}
.svc-card{position:relative}
.svc-card .more{display:inline-block;margin-top:12px;color:var(--navy);font-weight:700;font-size:14px}
.svc-card:hover .more{text-decoration:underline}
.svc-hero .ic-lg{width:64px;height:64px;border-radius:16px;background:rgba(255,255,255,.14);display:flex;align-items:center;justify-content:center;font-size:34px;margin:0 0 18px}
.svc-detail{max-width:820px}
.svc-detail h2{font-size:22px;margin-bottom:6px}
ul.checks{list-style:none;padding:0;margin:16px 0 0}
ul.checks li{position:relative;padding:12px 0 12px 32px;border-bottom:1px solid var(--line);font-size:15.5px;color:var(--text)}
ul.checks li:before{content:"✔";position:absolute;left:0;top:12px;color:var(--gold);font-weight:800}

/* Library: latest + browse-by-category */
.sec-sub{font-size:13px;font-weight:800;letter-spacing:.6px;text-transform:uppercase;color:var(--muted);margin:0 0 16px}
.cat-block{margin-bottom:24px}
.cat-h{display:inline-block;font-size:12.5px;font-weight:800;letter-spacing:.6px;color:#fff;background:var(--navy);padding:5px 13px;border-radius:999px;margin-bottom:10px}
.cat-list{border-top:1px solid var(--line)}
.cat-item{display:flex;align-items:baseline;gap:16px;padding:13px 4px;border-bottom:1px solid var(--line);text-decoration:none;color:var(--text)}
.cat-item:hover{background:var(--bg-soft2)}
.cat-item:hover .cat-title{color:var(--navy)}
.cat-date{flex:0 0 82px;color:var(--muted);font-size:13px}
.cat-title{flex:1;font-weight:600;font-size:15.5px;line-height:1.4}
.cat-item .more{flex:0 0 auto;color:var(--navy);font-weight:700;font-size:13px;white-space:nowrap}
@media(max-width:560px){.cat-item{flex-wrap:wrap;gap:4px 12px}.cat-date{flex-basis:100%}.cat-item .more{display:none}}

/* Tax-relief checklist lists inside articles */
.article ul.relief{list-style:none;margin:14px 0 4px;padding:0}
.article ul.relief li{padding:9px 2px;border-bottom:1px solid var(--line);color:#33404d;font-size:15px;line-height:1.5}
.article ul.relief li b{color:var(--navy);display:inline-block;min-width:100px}